Corporate services

Running a successful business takes time, commitment, hard work and determination. This means that business owners have little time to think about their own financial objectives, or the protection of the business they have created. As a result, planning your own and your employees' financial security becomes neglected or often completely overlooked.

As a director, it is important to look after your own increasingly complex personal financial affairs. Careful planning is key to ensuring financial security over the longer term, and advice from a wealth management specialist can help you meet your visions and goals while concentrating on managing the business.

Corporate Planning

The death or serious illness of a key director or employee can have far-reaching or even disastrous consequences for a business. It can result in:

  • Loss of profits
  • The recall of loans
  • Reduced capacity
  • Loss of key clients/contacts
  • Reduced practical know-how

Having the correct insurances including Key Person Insurance and Shareholder Protection in place and making sure that they are regularly reviewed and updated as your business changes can be a particularly onerous task.

As part of our corporate service, we will undertake an in-depth review of your business and work with you to implement a tailored insurance programme to help protect your business from a wide range of risks.

Employee Benefits

Having an effective benefits strategy that is clearly communicated and appreciated by your employees can really help you to retain and recruit high-calibre employees.

We spend time fully understanding your business to determine how a cost-effective strategy can fit with your business plans before making a recommendation. We will provide you with advice from a range of product providers carefully selected and monitored by St. James's Place.

This advice would include:

  • Group Health Insurance - ensuring your employees' health and well-being and reducing their absence from work waiting for medical treatment.
  • Group Life and Critical Illness and Disability Cover - these are important benefits that not only form a key part of a comprehensive employee benefits package but also enable you to manage your business more effectively
  • Financial Education - Our people are our most valuable asset. As an employer who cares about your team’s wellbeing, you recognise and are aware that your employees may not pay close attention to their day-to-day finances. As part of any employee or people programme, our Financial Wellbeing Programme provides your employees with access to a leading provider of personal financial guidance without any obligation to meet with one of our advisers or use our services.

Whether you are an employer or are self-employed, we are able to provide expert and professional advice, which focuses on helping you protect your business and consider any implications your business may face.

Get in touch

We offer professional, tailored, face-to-face advice based on your current circumstances and future aspirations. Start your journey today with St. James's Place.