Nicholas Lumb
Nicholas Lumb
BA (Hons) Financial Services
Founding Partner – St. James's Place Middle East
With over 20 years of experience in private client wealth management, I specialise in providing tailored, tax-efficient financial strategies for high-net-worth individuals. My expertise covers stock markets, and offshore planning, with a focus on trust planning for British clients and offshore bonds for Australian clients. I also provide expert advice on UK pension schemes, helping clients navigate complex options to optimise tax efficiency and long-term benefits.
Having spent 18 years in Hong Kong and now based in Dubai, I work closely with clients with GBP 2m+ in investable assets, offering bespoke solutions to ensure financial security and growth.
About
With over 20 years of experience in private client wealth management, I specialise in providing tailored, tax-efficient financial advice to high-net-worth individuals. My background spans stock money markets, and banking, with a deep understanding of offshore financial planning.
Having spent 18 years in Hong Kong and now based in Dubai, I have extensive experience working with British and Australian clients. I help British clients with trust planning to protect and grow their wealth, while specialising in offshore bonds for Australian clients to optimise their tax positions. My focus is on delivering comprehensive financial solutions that align with my clients' unique needs and objectives, ensuring long-term financial security and growth.
Education
Degree in Financial Services
With a solid educational foundation in financial services, I am committed to continuous learning and staying abreast of the latest industry trends and regulatory changes, ensuring that my clients receive the most current and effective advice.
Professional Experience
Private Client Wealth Manager
I work closely with clients with GBP 2m+ in investable assets, offering bespoke financial strategies that address their unique needs and objectives. My expertise lies in tax-led financial planning, where I utilise a combination of trusts and offshore bonds to optimise tax efficiency and provide robust wealth protection.
Specialties:
- Tax-Led Financial Planning
- Trusts and Offshore Bonds
- Wealth Management for High-Net-Worth Individuals
- Cross-Border Financial Strategies
- Investment Management
Connect with me to explore how I can help you achieve your financial goals through strategic, tax-efficient planning.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.
Promotions
Advice and services
We offer an excellent wealth management service which will help you achieve your goals
More about St. James's Place
Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.
St. James's Place Guarantee
St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group.
Members of the St. James's Place Partnership in the Dubai International Financial Centre (DIFC) represent St. James's Place (Middle East) Limited, which is regulated by the Dubai Financial Services Authority (DFSA) Firm Reference Number F003486 and is authorised to conduct the Financial Services of ‘Advising on Financial Products’ and ‘Arranging Deals in Investments’.
The ‘St. James's Place Partnership’ and the titles ‘Partner’, ‘Senior Partner’, ‘Principal Partner’, ‘Managing Partner’, and ‘Partner Practice’ are marketing terms used to describe the representatives of the St. James's Place Wealth Management Group Limited, including St. James's Place (Middle East) Limited.
